Investor Tips & Information

Introduction

Successful property investors think of their investments like a business. As with any business, there are many different things to consider from both a planning and operational perspective to ensure your business goals are met. Although these goals can vary depending upon the chosen strategy of the investor, nearly every investor wants to maximise their capital growth whilst also maximising cash flow. Our aim at MyPropertyPro is to not only manage your investment, but to help you meet your investing goals by assisting you with an overall understanding of your chosen business.

Below you will find articles written by our Qualified Property Investment Adviser to provide both general and specific information about property investing both from an operational, planning and topical perspective. We publish these articles on Facebook and in our Newsletter so be sure to subscribe (bottom of page) to keep up to date. Happy investing!

Equity Strategies

Equity Strategies

We have quite a few clients who have purchased property in Brisbane using equity from either their homes or investment properties in Sydney. It is no secret that since 2013, property values in Sydney have soared and created significant gains for almost anyone who held...

2017 Federal Budget: Impacts

2017 Federal Budget: Impacts

There are quite a few changes from the recent federal budget for the property industry and in this article, we’re going to have a look at a few of the obvious and more subtle changes, as well as their possible impact to property markets around the country and the...

Saving For Your Second Deposit

Saving For Your Second Deposit

This is a continuation of our article on saving for your first deposit, which can be found here. So it's been a little while since you settled on your property and you've decided you want to buy another one - good for you! There are few things to think about before...

Saving For Your First Deposit

Saving For Your First Deposit

Recently we were interviewed by the Domain Group for an article on saving for your first home deposit. Since the article was released, I’ve received quite a few emails asking for further information on tips to not only save for your first deposit, but also how to...

Misconceptions of Property Investors – Part II

Misconceptions of Property Investors

In my travels as a QPIA I have come across misconceptions and ideas that have the potential to cause disruption to even the most well intentioned investment plan. In this article I’m going to generally discuss some thoughts on some of the more common mistakes I come...

Pollies Playing Property Pundits

Pollies Playing Property Pundits

So many changes! Although negative gearing is the hot topic at the moment, it's baffling that such a long standing tax policy remains at the forefront of the housing affordability debate when other lesser known "policies" are also being changed and tinkered with in...

Property Market Cooling

Property Market Cooling

There has been a lot of talk recently about "the property market" cooling off. There are forecasts of no growth, minimal growth or even declines in some markets. For those of you who know and have read my previous articles you'll know that there is no such thing as...

Being Positive About Negative Gearing

With recent debate over negative gearing, it’s timely that the concept is reviewed to look at some of the home truths about its pros, cons and where it’s heading. Firstly, what is negative gearing? Simply put, negative gearing is the ability of an investor to deduct...

The Beach-Side Blues

The Beach-Side Blues

Picture the scene. The hustle and bustle of Christmas and the new year is over and you’ve just arrived at your favourite seaside town for a week away with friends and family. You’re looking forward to relaxing by the ocean, strolling down the main street with an ice...

What’s The Risk of Leaving The Harbour?

What’s The Risk of Leaving The Harbour?

I like to reflect on certain quotes at certain times. Depending on the situation they can help to clarify my position, make decisions, gain motivation or put things into perspective. One of my all time favourite quotes that inspires me regularly is spoken by the owner...

Saving Tax – The Great Myth

Saving Tax – The Great Myth

If you’ve ever heard someone say, “I’m paying too much tax, I need to buy an investment property.” then hopefully you cringe as much as I do. Unfortunately, this "advice" often comes from misguided notions about the true purpose of investing and how it relates to tax,...

Be Smart – Don’t Take That Advice!

Be Smart – Don’t Take That Advice!

When people come to me for property investment advice, one of the most common concerns I hear and the one which forms the biggest barrier to entry, is that they don't know where to start. Whether you're an investor or owner-occupier, I recently came across a glaring...

Interest Rate Rise

Interest Rate Rise

Further to announcements by ANZ and CBA late last week, today NAB have followed suit and announced a 0.29% interest rate rise for ALL owner-occupied and investor interest only loans. Further rumours now include AMP preparing to announce a staggering 100 basis point...

House or Apartment?

House or Apartment?

We often get asked, "Should I buy a house or an apartment?" Historically, the belief was that because a house came with more land and that land appreciates and buildings depreciate, you were better to buy a house. An apartment was seen as a poor man's investment and...

Tax Time!

Tax Time!

Tax time! Before booking your tax appointment, there are a couple of things to think about. Ensure your records are presented to your accountant in a neat little package and clearly legible to reduce accounting expenses. The earlier you get it organised, the quicker...

A Quick Way to Analyse a Market or Suburb…

A Quick Way to Analyse a Market or Suburb…

A very quick way to technically analyse a property market is to compare the days on market to the number of sales to the median price. In a market that is about to rise, the number of sales will start to increase first, days on market will decrease and within a short...

Landlord Insurance

Landlord Insurance

Landlord insurance is, without doubt, one of the most important things you should have as an investor. Protecting your investment from both a cash flow and capital perspective in unforeseen circumstances means that if something goes wrong, you have the ways and means...

Professional Property Management

Professional Property Management

This might seem obvious to most investors, but the statistics show that there are many investment properties that are not managed by professional property managers. When things are going right, it may seem easy on face value to manage your own investment property. If...

Lease Timing – Why Is It Important?

Lease Timing – Why Is It Important?

The timing of your lease can be very important. Depending on the geography, economy and other local factors affecting a market, peak rental periods (when the most number of tenants are searching for properties) can happen at various times of the year. Your property...

Passing Charges To Your Tenant

Passing Charges To Your Tenant

As a general rule, the only ongoing charge you are able to pass on to your tenant is for water consumption and provided it meets certain criteria. There is also scope to have certain other charges, such as gardening costs, paid for by the tenant but this is by...

Building Your Own Team of Experts

Building Your Own Team of Experts

It would be quite rare to find an investor who is also a solicitor, accountant, mortgage broker, property manager, handyman, property adviser as well as having the many other countless skills and professional knowledge required for the successful management and growth...

Maintenance of an Investment Property

Maintenance of an Investment Property

One of the ongoing financial considerations of owning investment properties are the costs associated with maintenance. The amount of maintenance required can vary considerably and will generally depend on the age of the property, its location, and the type of...

Accurate and Regular Rent Reviews

Accurate and Regular Rent Reviews

When it comes to rent reviews on an investment property, one of the most common mistakes that investors make is thinking that raising the rent will cause a good tenant to vacate a premises. The investor therefore does not raise the rent at all, creating a downward...

Reduce The Rent If Necessary

Reduce The Rent If Necessary

As we have mentioned, one of the things that affects your cash flow (and therefore your returns) the most is vacancy on your property. Although we will do our best to ensure any vacancy falls within a peak rental period, unforeseen circumstances will sometimes result...